PointPay is a tokenized digital asset which offers ultra-fast transactions and low fees anonymously by combining a state-of-the-art centralized solution for governance and treasury management. To make things even more exciting, the project entails a utility token named PXP, a centralized multi-API enabled crypto exchange platform and one of the finest crypto banks. Other fintech products and services of the project include PointPay debit cards, credit cards, crypto-backed loans, native wallets, leveraged trading, 24/7 support, chat troll box for traders and a multiple level referral program.
PointPay offers multiple loyalty and bounty programs for various products and services which include referral program for crypto exchange, inherent wallet and more importantly for its upcoming banking accounts. Under the multiple level referral program, the users would have the option to earn commission on their first level of referral completely free. For the second, third and fourth level of referral, users need to have a minimum balance of 1PXP token.
Putting things into perspective, PointPay aims for the World’s First Instant Crypto-backed debit and credit cards, an instant crypto exchange, multiple integrated wallets and is also first in the crypto space to offer crypto-backed bank, thus resolving a crucial inefficiency of the system. Up to this very moment, no alternatives existed for digital asset owners to enjoy liquidity and instant transactions. The innovative model of PointPay brings to the crypto community the best of both worlds — retaining 100% ownership of their digital assets while having immediate access to cash. The Instant Crypto exchange allows liquidity, genuine order book, easy conversion and more importantly free rewards by referring the incredible platform to other crypto users.
In a volatile market with a lack of transparency and absence of regulations, PointPay appears to be the light at the end of the tunnel. The management is already in talks with several banks for partnerships. We’re working on obtaining digital crypto bank licensing from regulatory authorities and we encourage multiple retail platforms to take advantage of it. All of this bodes well for the PointPay crypto exchange and since the project is in early stages, it is the right moment to invest in it to earn long term gains (capital, credit backed and referral-based as well!)